Terms and Conditions for salenthurivox.com
Last updated: June 20, 2025
1. Acceptance of Terms
By accessing and using the services provided by salenthurivox.com ("we", "our", or "us"), you ("client", "you",
or "your") agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do
not use our services.
2. Services Description
salenthurivox.com provides individual financial coaching services including:
- Personal financial planning guidance
- Investment strategy development
- Capital management coaching
- Wealth building education
- Financial goal setting and monitoring
Our services are educational and coaching-based, not regulated financial advice.
3. Service Fees and Payment
Our individual coaching course is priced at $350 AUD. Payment terms:
- Full payment is required before commencement of services
- Payments can be made via credit card, bank transfer, or other approved methods
- All fees are inclusive of GST where applicable
- Prices may change with 30 days' notice
- Refunds are subject to our refund policy outlined below
4. Refund Policy
Refunds may be provided in the following circumstances:
- Cancellation within 48 hours of initial payment (full refund)
- Service cancellation by salenthurivox.com (full refund)
- Unsatisfactory service (partial refund at our discretion)
Refund requests must be made in writing to info@salenthurivox.com. Processing time is 5-10 business days.
5. Client Responsibilities
As a client, you agree to:
- Provide accurate and complete information
- Attend scheduled sessions punctually
- Implement recommendations at your own discretion and risk
- Maintain confidentiality of proprietary coaching materials
- Pay all fees promptly as agreed
- Notify us of any changes to your circumstances
6. Disclaimer of Financial Advice
Important: Our services are educational coaching, not regulated financial advice. We do not hold an
Australian Financial Services Licence (AFSL). You should:
- Consult licensed financial advisers for specific investment recommendations
- Conduct your own research before making financial decisions
- Understand that all investments carry risk
- Not rely solely on our coaching for financial decisions
7. Limitation of Liability
To the maximum extent permitted by Australian law:
- We provide coaching services "as is" without warranties
- We are not liable for investment losses or financial outcomes
- Our liability is limited to the fees paid for services
- We exclude liability for indirect, consequential, or special damages
- Nothing in these terms excludes rights under Australian Consumer Law
8. Intellectual Property
All coaching materials, methodologies, and content provided by salenthurivox.com remain our intellectual
property. Clients may use materials for personal purposes only and may not:
- Reproduce or distribute materials without permission
- Use our methods for commercial purposes
- Share proprietary information with third parties
- Reverse engineer or copy our coaching systems
9. Confidentiality
We maintain strict confidentiality regarding client information and financial details. We will not
disclose your information except:
- With your written consent
- As required by law
- To prevent fraud or illegal activity
- To our professional advisers under confidentiality obligations
10. Termination
Either party may terminate the coaching relationship with written notice. Grounds for immediate
termination include:
- Breach of these terms
- Non-payment of fees
- Inappropriate conduct
- Misrepresentation of information
Upon termination, all obligations cease except for payment of outstanding fees and confidentiality
provisions.
11. Privacy
Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and
protect your personal information in accordance with Australian privacy laws.
12. Governing Law
These terms are governed by the laws of Victoria, Australia. Any disputes will be subject to the exclusive
jurisdiction of Victorian courts. We comply with:
- Australian Consumer Law
- Privacy Act 1988 (Cth)
- Competition and Consumer Act 2010 (Cth)
- Corporations Act 2001 (Cth) where applicable
13. Dispute Resolution
If you have a complaint:
- Contact us directly at info@salenthurivox.com
- We will investigate and respond within 14 days
- If unresolved, you may contact relevant consumer protection agencies
- Disputes may be referred to mediation before court proceedings
14. Amendments
We may update these terms periodically. Changes will be posted on our website with an effective date.
Continued use of our services constitutes acceptance of revised terms.
15. Contact Information
For questions about these Terms and Conditions:
Email: info@salenthurivox.com
Phone: +61 2 8765 4321
Address: Level 15, 123 Collins Street, Melbourne
VIC 3000
These terms constitute the entire agreement between you and salenthurivox.com regarding our coaching services.